Part 7: The Overlooked Tax Tool: Archer MSAs — What They Are and Who Still Qualifies
Part 7 explains Archer MSAs, including eligibility, contribution rules, withdrawals, tax treatment, and how MSAs compare to HSAs.
Practical Tax Insights & EA Exam Resources from a U.S. Enrolled Agent
Part 7 explains Archer MSAs, including eligibility, contribution rules, withdrawals, tax treatment, and how MSAs compare to HSAs.
A complete 2025 guide to nontaxable fringe benefits, including health, childcare, transportation, work-related and de minimis benefits.
Part 6 explains HSA withdrawal rules, qualified expenses, timing strategies, Form 8889 reporting requirements, and penalties for non-qualified distributions with practical examples.
A complete overview of Cafeteria Plans (POP, FSA, HRA) and their 2025 tax advantages for both employees and employers.
A practical, plain-English guide explaining how fringe benefits work in 2025 and how to differentiate between taxable and tax-free benefits.
Part 5 explains the 2025 HSA contribution limits, monthly eligibility rules, last-month rule, employer contributions, excess penalties, and how Medicare, marriage, and job changes affect contribution amounts.
Part 4 explains the 2025 HSA eligibility rules, including HDHP deductible and out-of-pocket limits, family embedded deductible traps, permitted additional coverage, and how prescription drug plans, FSAs, and HRAs affect HSA status.
Part 3 explains how to calculate medical deductions using the IRS 7.5% AGI rule, how reimbursements affect totals, and when Schedule A medical deductions actually matter.
Part 2 explains the IRS rules for determining which medical expenses qualify, whose expenses can be included, how reimbursements affect deductions, and when self-employed taxpayers may deduct premiums.
A complete 2025 guide to employer education benefits, §127 tax-free assistance, and work-related education deductions for employees, S-Corp owners, and self-employed taxpayers.