Can Anyone Open a Roth IRA in 2025? — Income Rules, Eligibility, and Common Exceptions Explained (Updated: Jan 2026)
Roth IRA eligibility in 2025 explained: income limits, MAGI rules, and common mistakes.
Working While Receiving Social Security — Will Your Benefits Be Reduced? (2025–2026 Income Limits Explained)
How earned income affects Social Security benefits in 2026, explained clearly for working retirees
Have Money Left in a 529 Plan? Can You Move It Tax-Free to an ABLE Account for a Disabled Family Member? (2026 Update)
In 2026, unused 529 funds may be rolled into an ABLE account tax-free if timing, limits, and family rules are met.
Can You Use a 529 Plan for Certifications or Trade Programs Without a Degree? (Updated: Jan 2026)
How 529 funds can cover certain certifications and non-degree programs under 2025–2026 rules.
Missed Your 2025 RMD? Do You Still Owe the 25% Penalty — What to Do Right Now
Missed your 2025 RMD? Identify your case quickly and take the right steps to reduce or avoid penalties.
Is the SALT Deduction Really $40,000 for 2025 Taxes? Why Most Taxpayers See No Change (Updated Jan 2026)
Explains why the $40,000 SALT deduction often does not reduce taxes unless itemizing beats the standard deduction.
“Skipped Your 2025 RMD? Here’s Why the 25% Penalty Matters” — Age 73 Rules, Deadlines, and Fixes (Updated Jan 2026)
Missed a 2025 RMD? Learn age-73 rules, deadlines, penalties, and how Form 5329 can reduce or waive the penalty.
Does Your RMD Increase Taxes or IRMAA? How a Qualified Charitable Distribution (QCD) Can “Erase” Income Starting at Age 70½
Worried that RMDs will raise taxes or IRMAA? Learn how QCDs can keep IRA withdrawals out of AGI and protect your retirement income.
Small Business Tax Savings in the U.S.: When Is the “Right Timing” for Income and Deductions? (2025 Guide)
For U.S. small businesses, tax savings hinge on timing. Learn cash vs accrual rules, prepaid expenses, loss limits, and S-Corp wage risks.
“How Do I Calculate My Partnership Outside Basis in 2025?” — A Safe, Plain-English Guide to §705 + §752 + §731 (Loss Limits, Distributions, Debt Shifts)
2025 partnership Outside Basis guide using §705/§752/§731 to prevent surprise gain from distributions, losses, and debt shifts.