Should High-Income Couples in Their 50s Delay Roth Conversions — or Risk a Future Tax Shock? (RMD & IRMAA Case Study, 2025)
A real-world Roth conversion case study showing how income gaps, RMDs, and IRMAA shape smarter timing.
“I Already Paid the Tax — Do I Have to Take My S-Corp Profits Now?” Distribution Timing Explained (EA Case Study, 2025)
Already paid tax on S-Corp profits? Learn when distributions can be delayed, how basis works, and how to stay compliant.
“I Sold Stock and Did a Roth Conversion — Why Did Part of It Hit the 22% Bracket?” Capital Gains + Roth Conversion Explained (2025 EA Case Study)
Why Roth conversions can appear to hit the 22% bracket in years with capital gains,
explained through taxable income and IRS income stacking.
“I Only Made $75 Selling Stocks in 2025 — Do I Really Have to Report This?” — Stock Sales vs Dividends vs Interest, 1099 Confusion & Cost Basis Risk Explained
Do you need to report a $75 stock gain in 2025? This guide explains stock sales, dividends, missing 1099s, and cost basis risk from an EA’s perspective.
1099 Income and Retirement Planning: How a Solo 401(k) Works, EIN Setup, and 2025 Contribution Limits
A clear guide for 1099 income earners on Solo 401(k) retirement planning, including EIN setup, 2025 contribution limits, and common pitfalls.