Health Care Savings Plans 보관

“A family meeting around a kitchen table in a warm, cozy home with green cabinets, reviewing health care savings paperwork together.”

Part 8: Stop Wasting FSA Money — The 2025 Rules Every Employee Must Know

Part 8 explains how FSAs work, the use-or-lose rule, grace periods, carryovers, types of FSAs, HSA coordination rules, and practical examples to avoid forfeitures.

“A diverse family gathered at a bright kitchen table reviewing medical savings documents, smiling and discussing health care savings options in a warm, sunlit home.”

English

Part 4: Are You Really Eligible for an HSA in 2025? The HDHP Rules Everyone Gets Wrong

Part 4 explains the 2025 HSA eligibility rules, including HDHP deductible and out-of-pocket limits, family embedded deductible traps, permitted additional coverage, and how prescription drug plans, FSAs, and HRAs affect HSA status.

English

Part 3: The Exact IRS Method for Calculating Medical Deductions — A Clear 2025 Guide

Part 3 explains how to calculate medical deductions using the IRS 7.5% AGI rule, how reimbursements affect totals, and when Schedule A medical deductions actually matter.

“부엌 테이블에서 부모와 두 자녀가 의료비 관련 서류를 함께 검토하는 따뜻한 분위기의 일러스트.”

English

Part 2: How Medical Expense Deductions Really Work in 2025 — What the IRS Actually Allows

Part 2 explains the IRS rules for determining which medical expenses qualify, whose expenses can be included, how reimbursements affect deductions, and when self-employed taxpayers may deduct premiums.

English

Part 1: The Ultimate 2025 Guide to Slashing Medical Costs with HSA, FSA & HRA Accounts

Part 1 of the Health Care Savings Plans Series (2025) explains how U.S. medical deductions work and why HSAs, FSAs, HRAs, and MSAs often provide far stronger tax savings.