HSA 보관 - EA Tax Guide

“Mint breeze style flatlay with grocery items, dollar bills, lemons, herbs, receipt and calculator representing U.S. cost saving tips”

미국 생활비 30% 줄이는 현실 전략 + 세금 절세 팁 7가지 (2025 최신)

미국 생활비를 30% 줄이면서 동시에 2025년 세금혜택까지 챙기는 현실 전략 7가지. 식비·교통비·보험료·의료비 절약과 HSA/FSA·홈오피스 공제까지 EA 관점에서 정리한 실전 가이드.

“또렷한 글씨의 ‘Health Insurance’ 민트 톤 카테고리 배너 — 선명한 텍스트와 미니멀 의료 아이콘 포함”

U.S. Kids’ Dental Insurance Guide — Dental PPO vs HMO, Which Plan Really Saves You Money in 2025?

A practical 2025 guide for U.S. parents comparing Dental PPO vs HMO plans for their children — including structure, real-life cost examples, pros and cons, and EA-level tips for using FSA/HSA dollars to reduce out-of-pocket dental bills.

U.S. Life & More

Save Up to 30% on U.S. Living Costs + 7 Tax Strategies You Shouldn’t Miss

A practical 2025 guide to reducing U.S. living costs by 30% while leveraging tax deductions and credits. Covers groceries, transportation, housing, HSA/FSA, education savings, and credit-card optimization.

Title slide for a "Fringe Benefits Tax Series" on understanding employer-provided benefits and tax implications for strategic compensation planning, set against a modern office background with people working.

Korean

4편: 2025 건강·보험 프린지 베네핏 완전정리 — Accident & Health, HSA, 보험료 비과세 규칙

Accident & Health Plan, 고용주 제공 건강보험, HSA·HRA 등 건강 관련 프린지 베네핏의 기본 구조와 2025년 기준 세금 처리 원칙을 정리한 가이드.

노트북이 놓인 책상에서 일하는 사람을 배경으로, 'Fringe Benefits Tax Series (2025)'와 '고용주 및 직원을 위한 복리후생세 전략적 계획 탐구'라고 적힌 표지 이미지.

English

Part 4: 2025 Health & Insurance Fringe Benefits — Accident & Health Plans, Employer Coverage, HSA/HRA Rules

A complete overview of employer-provided health benefits, Accident & Health Plans, HSAs, HRAs, and premium tax rules for 2025.

“청진기를 목에 걸친 민트색 돼지저금통이 책상 위에 놓여 있는 의료비 절약 콘셉트 이미지.” 필요하시면 영어 버전 alt text도 만들어 드릴까요?

English

Part 6: The Hidden Traps in HSA Withdrawals — And How Form 8889 Protects You

Part 6 explains HSA withdrawal rules, qualified expenses, timing strategies, Form 8889 reporting requirements, and penalties for non-qualified distributions with practical examples.

Mint-tone illustrated family sitting around a kitchen table reviewing health care savings plan documents, with soft sunlight and modern home interior.”

English

Part 5: Unlock Bigger Tax Savings: The 2025 HSA Contribution Rules You Must Know

Part 5 explains the 2025 HSA contribution limits, monthly eligibility rules, last-month rule, employer contributions, excess penalties, and how Medicare, marriage, and job changes affect contribution amounts.

“A diverse family gathered at a bright kitchen table reviewing medical savings documents, smiling and discussing health care savings options in a warm, sunlit home.”

English

Part 4: Are You Really Eligible for an HSA in 2025? The HDHP Rules Everyone Gets Wrong

Part 4 explains the 2025 HSA eligibility rules, including HDHP deductible and out-of-pocket limits, family embedded deductible traps, permitted additional coverage, and how prescription drug plans, FSAs, and HRAs affect HSA status.