“부부 합산 신고가 무조건 이득?” — MFJ vs MFS, 언제 ‘따로’ 신고해야 더 유리하고 안전할까? (2025 최신)
MFJ는 절세에 유리하지만 공동책임 리스크가 큽니다. MFS가 유리해지는 상황·의료비(AGI 7.5%) 예시·제한 규칙을 2025 기준으로 정리합니다.
“Is Filing Jointly Always Better?” — MFJ vs MFS: When Filing Separately May Be the Safer Choice (2025 Guide)
MFJ often lowers taxes but expands liability. This 2025 guide explains when MFS may offer safer risk management.
Senior Tax Filing in 2025: How to Claim the $6,000 Senior Deduction Even If Your Spouse Has No ITIN or SSN
Seniors age 65 or older can still claim the $6,000 OBBBA senior deduction in 2025 even if a spouse lacks an SSN or ITIN, by using a compliant MFS filing strategy.