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QLAC

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Older couple reviewing retirement documents at home, illustrating the question of whether an annuity is an investment or a retirement paycheck.
Journey Korean

어뉴이티(Annuity)는 투자일까, 은퇴 월급일까? — 2025~2026 최신 세금·구조·체크리스트

어뉴이티는 투자 상품일까, 은퇴 월급일까? 어뉴이티의 구조, 세금, RMD·QLAC까지 한 번에 정리합니다.

Split image comparing investment market charts with a retirement paycheck, representing annuity income versus investment growth.
Journey-English

“Is an Annuity an Investment — or a Retirement Paycheck?” — 2025–2026 Tax Rules, Structure & Decision Checklist

Annuities aren’t just investments. Learn how annuities work, how they’re taxed, and when they function as retirement income.

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