Part 2: Legal Ways to Reduce Your IRMAA in 2026 — Smart MAGI Strategies
Learn 7 legal strategies to reduce your Medicare IRMAA in 2026. Understand how MAGI is calculated, how SSA-44 works, and how smart planning can lower premiums.
How to Split Your IRS Tax Refund Like a Pro — The 2025 Guide to Form 8888 & Smart Refund Allocation
Form 8888 lets you split your IRS refund across multiple accounts or buy U.S. Savings Bonds directly.
This 2025 guide explains how to complete the form, avoid errors, and use your refund strategically for savings and investment.